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Individuals, Families and Self Employed

Cape Coral Insurance Center now represents over 25 health and life insurance companies giving you the best possible policies for your needs and budget.  We have just added Aflac to our going list of companies.  We offer a free evaluation of all your current policies. Call today 239-357-6415

Today I wanted to go over some options for people that can't qualifiy for a major medical insurance plan.  I have listed the most common types and details about each below. 

Simplified Issue Health Insurance

Simplified Issue health insurance is health insurance that doesn't require as strict of underwritting as major medical does. 
Many people who can't quaulify for major medical insurance can qualify for these plans.  Most have only two or
three medical questions and have no rate ups they are either except or reject.  They quite often are less expensive
than major medical plans.  These plans are not meant as a replacement for major medical.  Iif you don't have a major
medical plan and can't qualify or can't afford a major medical plan this may be good option for you.  One of the best
plans of this type is Affordable health assess offered by Assurant.

With Assurant Affordable Health Access Plans, you will get:

Security of a company that has been in business since 1892.

Real benefits for the kinds of health care services you and your family use most
Affordable premiums as low as $93/mo

Choice between individual or family coverage
Access to network discounts, even when you reach your benefit limits.

Assurant Affordable Health Access provides you with a choice of two limited-benefit plans for affordable access to
services you value most, like doctors office visits and prescriptions. Health Access Plans also deliver benefits that
can help keep you well, like preventive care and immunizations, which may help reduce your need for health
services down the road.

It's easy to qualify for Health Access Plans, too.  Both plans only require you to answer three medical questions about your
health, or your familys.  Everyone gets access to network discounts, so you can save money. 

Health Access Plans may not be right for everyone.  Its important to know these plans have specific dollar limits that make them more affordable.  Get a closer look at the specific benefits and limitations in this brochure so youll know if Health Access Plans (an affordable option for the everyday benefits you value) are right for you.  To get a quote and Apply online  Optional SuiteSolutions accident disability, and up $10,000 accident and critical illness.

Guarantee issue health insurance

If you can't qualify for simplified issue health insurance guarantee issue has no medical questions so almost anybody can qualify for one of these plans.  The best plans are from GetMed 360 see brochure for more information. 

Accident insurance

Do you have a high deductable major medical plan?  These plans can help you cover your out of pocket costs in case of an accident.  These are guarantee issue plans.  They can be used with or without other insurance.  These plans include accidental disability coverage.  Available for individuals and families.  Click for details 

Bryce Grimsley
Cape Coral Insurance Center LLC
Licensed Insurance Agent

Licensed to sell insurance in Florida Ohio and Indiana

239-357-6415
Fax 888-308-8394