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Indexed Universal Life Insurance

Many people may feel a level of uncertainty with variable life insurance products due to fluctuations in the market and consider it too risky. On the other end of the spectrum, traditional life insurance limits the growth potential of their investment.

Universal Life Insurance is a flexible premium life insurance policy.  An Indexed Universal Life Insurance Policy gives customers the opportunity to grow their cash values in line with the stock market while protecting assets with guaranteed minimum returns during the life of the policy even when the market drops.  

This innovative option includes an interest credit method based in part on the performance of the financial market including the Standard & Poor's. 500 Composite Stock Price Index (S&P 500. Index), Dow Jones.  Industrial Average, NASDAQ ., and other benchmark financial indicators.  Interest is calculated based in part on changes of each index (without dividends) and credited at the end of the index interest crediting term.

Because returns are based in part on index performance, Indexed Universal life Insurance may offer a greater upside potential for cash value growth than non-indexed universal life insurance.  Your policy cannot go backwards during periods when the market is volatile.  You are protected in downside periods, making sure your policy has a low risk of any negative return.

The Family Retirement Plan
Making the Most Out of Life™

When you Make the Most Out of Life you can really do some extraordinary things — things that most people don’t even realize they can do. Through my experience, I know the right strategies you can use to Make the Most Out of Life. Follow link for more information on the Family retirment plan
Cape Coral Insurance Center represents companies that offer flexible premiums, financial protection to your family or business, and many other customizable options to suit your individual needs and goals.  Contact Bryce Grimsley today for a personalized quote at 239-357-6415

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Bryce Grimsley
Licensed Insurance Agent
Serving your insurance needs in all of South West Florida
Including Cape Coral, Fort Myers, Port Charlotte, Bonita Springs and Naples.
Licensed to sell insurance in Florida Ohio and Indiana
Serving your insurance needs for all of Florida Ohio and Indiana via the internet

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